Unlock Your Credit. Unlock Your Future.
Imagine a future where your credit score isn't a mystery, where every step you take pushes you closer to financial freedom. With PointGuard, that future is here.
Your Personal AI Powered Financial Wellness Assistant
Imagine a future where your credit score isn't a mystery, where every step you take pushes you closer to financial freedom. With PointGuard, that future is here.
Three-Bureau Credit Monitoring
Stay in control of your financial picture with real-time insights from all three major bureaus—TransUnion, Equifax, and Experian. Get consistent updates to track your credit health.
Credit Report Analysis & Dispute Automation
Let automation do the heavy lifting. Our AI pinpoints negative items on your credit report and handles disputes electronically. You just click 'send'.
Personal AI Companion
Your financial coach who never sleeps. Get daily credit summaries, personalized next steps, and on-demand answers to all your credit questions.
Learning Path Modules
Build your financial savvy at your own pace. Master FDCPA, FCRA, and credit basics through engaging mini-courses and quizzes while earning points and badges.
Gamification & Point System
Turn financial wellness into a game. Earn points for daily logins, disputes, and quiz completions. Track achievements and compete on the leaderboard.
Identity Protection
Rest easy with robust identity protection—monitoring the dark web for leaks, scanning credit reports for unauthorized changes, and sending instant alerts.
Keep your eyes on
all three bureaus
Pointguard gives you real-time visibility into your credit profile, so you’re never caught off guard by a score drop or new account. Whether you're applying for a loan or just building credit, you'll always know where you stand. Get timely alerts, trends, and personalized recommendations—all in one dashboard.
Take the guesswork out of your financial future.
Guard your most valuable asset - your identity
Pointguard continuously scans the dark web, monitors your credit reports, and alerts you the moment something looks suspicious—like a sudden credit inquiry or an unfamiliar account. If something’s off, you’ll know before it becomes a crisis.
Proactive alerts. Real-time monitoring. Peace of mind.
Financial literacy made fun,
fast, and rewarding
With Pointguard’s Learning Path Modules, you can build credit skills through bite-sized lessons, interactive quizzes, and real-world scenarios. Whether you're new to credit or want to sharpen your legal knowledge (like FDCPA and FCRA), every step earns you points, badges, and progress toward your goals.
Learn smart. Level up.
Frequently asked questions
Everything you need to know about using Pointguard to unlock your credit and your future. Still curious about something? Reach out to our support team anytime.
The PointGuard Promise
You're not stuck with bad credit. With our breakthrough AI-powered platform, you can take control, make smarter decisions, and finally build the credit—and the future—you deserve. Don't just take our word for it. See how Pointguard is helping real people take back control of their credit, identity, and financial future.
"Pointguard helped me catch a fraud alert before it did any damage. I didn't even know someone had tried to open a card in my name until I got the instant notification. That one alert saved me hours of stress."
Danielle Brooks
Small Business Owner, Brooks & Co. Events
"I used to be scared of checking my credit report. Now, Pointguard does it for me—and even shows me what to fix. The AI-guided dispute tool removed three negative items in under a month. Game changer."
Marcus Lee
Freelance Videographer, Self-Employed
"I started using Pointguard to understand how credit works. The learning modules made it so easy—and fun. I've already earned badges and learned things I wish they taught in school."
Elena Ruiz
Recent College Grad, N/A